Premiums, deductibles, copayments – the language of the insurance world can often be overwhelming and confusing. You've probably seen the terms "in-network" and "out-of-network" when reading about your insurance options. But what exactly do these terms mean, and how do they affect your cost?  

Most dental insurance plans cover one preventive dental care visit every six months. Results of a new study suggest that one in four employed adults who have dental insurance aren’t using their benefits due to concerns about cost.